"Built on Trust" - Willamette Valley Finance, Inc. - Serving all of Oregon

Financial Calculators

Mortgage Calculator


Closing Cost Estimator

Loan Information
Loan Amount $
View/Edit Closing Cost Details

Affordability Calculator

Monthly Gross Income $
Monthly Debt Expenses [?] $
Down Payment: $
Interest Rate: %

Results received from these calculators are designed for comparative/estimation purposes only, and accuracy is not guaranteed. These calculators do not have the ability to pre-qualify you for any loan program. Qualification for loan programs may require additional information such as credit scores and cash reserves which are not gathered in these calculators. Information such as interest rates and pricing are subject to change at any time and without notice. Additional fees such as home owner association dues are not included in calculations. All information such as interest rates, taxes, insurance, primary mortgage insurance payments, projected home appreciation rates, etc. are estimates and should be used for comparison only. David Ayoma, and Willamette Valley Finance do not guarantee any of the information obtained by this calculator.

Rent vs. Buy Calculator

Current Rent:
Home Price:
Down Payment:
Length of Loan (years):
Interest Rate:
Years Staying in Home:
Yearly Property Tax:
Yearly Home Appreciation:
Home Price After Appreciation:
Equity Earned:
Tax Savings (at 28%):
Your Average Monthly Payment Over Time:
Total Savings On:
Note: The calculator above uses these items in its calculations: private mortgage insurance, homeowner's insurance cost, loan closing cost, cost of selling a home, property tax, homeowner's tax saving, and rent increases. Calculator results are estimates only.