"Built on Trust" - Willamette Valley Finance, Inc. - Serving all of Oregon

Oregon Residential & Commercial Property Financing


Willamette Valley Finance, Inc. is a full-service residential and commercial mortgage company. We offer a variety of residential and business loan services, from conventional conforming, construction, and limited documentation loans, to non-conforming programs for all credit levels. We will provide you with the best high quality service at a competitive price.

Willamette Valley Finance is located in Eugene, and offers lending services to clients in Lane County and throughout the state of Oregon. You can call us anytime with questions at 541.338.0056 or 541.341.1628.

Our Willamette Valley Finance mortgage specialists have over 30 combined years of professional mortgage experience. We dedicate time each year to continuing education in the loan industry, so we’re always up-to-date on loan & mortgage practices that will help you!

Throughout our website you will find information and tools designed to help make your research and understanding of the loan process easier. Find out what documentation you’ll need to gather prior to applying for a loan, how your credit report and score affects your ability to get approved for a loan, and what a loan application looks like.

Our website also offers mortgage calculators to help you calculate various types of home mortgages, and to help you determine if you’d be better off renting a property or owning your own. We hope that these tools will help you.

Free Mortgage Consultation


You know it’s time to call us when:

  • Your friend or family member got an unbelievable real estate deal and you’re wondering if you can do the same.
  • You already refinanced, and since rates have dropped you want to lower your payments even more!
  • Your income, credit scores and other financial circumstances have improved since you last applied for a mortgage.
  • You have children who are renting that can get into their own home for about the same monthly payments.
  • You realize that home prices and/or mortgage interest rates won’t stay this low forever!

Schedule Your FREE Consultation Today!

Call us for an appointment:
541.338.0056 or 541.341.1628

Or get started now by filling out our
Online Loan Application Here.

Residential Loans

Home Loans:

Willamette Valley Finance offers several different loan programs for residential purchases, including: Fixed-Rate Mortgages; Adjustable Rate Mortgages; FHA Loans; VA Loans; USDA loans, and more.

Construction Loans:

Are you wanting to build a new home or business? We can discuss all of your construction loan options, and help you decide which option would best fit your project needs.

Apply Now:

Fill Out Our Loan Application Here.
We will review your information and contact you to set up an appointment.

Re-Financing Options

First Mortgage:

Refinance your current mortgage and reduce your payments, possibly saving hundreds of dollars each month. Pay off your high-rate credit cards and other debts and take that vacation you’ve always dreamed of.

Flexible:

15-30 year terms. Use funds from your loan however you wish. Make home improvements, consolidate debt, or take a vacation. Quick and confidential application process.

2nd Mortgage / Equity Line of Credit:

Low interest rates available and this loan may also be tax deductible. (Consult your tax advisor). Lower your monthly payments.

Commercial Loans

Commercial Real Estate:

Willamette Valley Finance offers commercial real estate loans for owner-occupied or investor properties in Lane County or the surrounding areas in Oregon. Fixed or adjustable rate mortgages are available.

Commercial Construction:

Are you wanting to build a new business? We can discuss all of your construction loan options, and help you decide which option would best fit the needs of your project.

Apply Now:

Fill Out Our Loan Application Here.
We will review your information and contact you to set up an appointment.